Free • No Obligation • Confidential

Do you qualify for Medicaid coverage?

Find out in 60 seconds. Free, confidential, and no obligation.

Check my eligibility →Learn more

Takes less than 60 seconds

OmniCaid is built to help Americans understand and access Medicaid and health coverage benefits — quickly, freely, and without confusion.

73.5M
Enrolled in Medicaid & CHIP
Many
Who qualify have not yet enrolled
2-4 weeks
Typical processing time
$0
Cost to check your eligibility
73.5M
Enrolled in Medicaid & CHIP (CMS, May 2026)
Many
Who qualify are not yet enrolled
$0
Cost to check your eligibility
How it works

Enrollment help in three steps

01

Answer 5 questions

Tell us your state, household size, and income. Takes under 60 seconds.

02

See your options

We instantly determine if you likely qualify for Medicaid or other subsidized coverage.

03

Get enrolled

A licensed enrollment specialist contacts you to complete your application — free of charge.

Start now — it's free →
Eligibility

Who typically qualifies?

👶

Children & Families

Low-income families with children under 19 may qualify depending on state, immigration category, age and residency rules.

🤰

Pregnant Women

Expanded coverage for pregnant women with higher income limits in most states.

👴

Seniors & Disabled

Adults 65+ and people with disabilities may qualify for Medicare Savings Programs.

💼

Working Adults

In expansion states, adults earning up to 138% of the federal poverty level qualify.

Illustrative examples

What people like you pay

The examples below are for illustration only. Actual costs depend on your state, county, income, age, household size, plan selection, and current-year marketplace rates. Based on 2026 federal guidelines.

👩
Maria, 29
Fresno, CA · Single, works part-time
Income: $23,000/yr
Program: ACA Marketplace
$490/mo in financial help
$0per month
👨‍👩‍👧‍👦
The Johnsons
Houston, TX · Family of 4, one income
Income: $38,000/yr
Program: Medicaid + CHIP
Full coverage for the kids
$0per month
🤰
Destiny, 24
Atlanta, GA · Pregnant, uninsured
Income: $31,000/yr
Program: Pregnancy Medicaid
Prenatal through postpartum
$0per month
👨
Robert, 58
Columbus, OH · Self-employed
Income: $52,000/yr
Program: ACA Marketplace
$1,100/mo in financial help
$84per month

These are illustrative estimates only, based on 2026 federal poverty guidelines and national benchmark plan assumptions. Your actual premium, subsidy, and out-of-pocket costs depend on your state, county, income, household size, age, tobacco use, and selected plan. Data year: 2026. Source: HHS/CMS premium and subsidy guidelines. Use the official HealthCare.gov plan finder for your accurate quote.

Common questions

Is this free?

Yes. Checking your eligibility and getting enrollment help through Omnicaid is completely free. We are compensated by our licensed enrollment partners, not by you.

Does checking affect my current coverage?

No. Checking your eligibility is just an estimate and does not affect any existing coverage you have.

What if I already have insurance?

You may still qualify for Medicaid even if you have other coverage. Some people use Medicaid as secondary coverage to reduce out-of-pocket costs.

How long does enrollment take?

Once you submit your information, an enrollment specialist typically contacts you within 24 hours. Medicaid approval can take 2-4 weeks depending on your state.

📅

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Find out if you qualify — today

Free, confidential, and no obligation. Most people find out in under 60 seconds.

Check my eligibility →